Adivasi Shiksha Rrinn Yojana: A Revolutionary Step Towards Educational Advancement of the Adivasi Community
India is a diverse nation, where people from various communities, cultures, and languages live together. Among this diversity, the Adivasi community holds a unique place. Despite many members of the Adivasi community being economically and socially disadvantaged, they possess great potential for a bright future. Education is paramount in realizing this potential. However, due to financial constraints, many Adivasi students are deprived of higher education opportunities.
To address this issue, the Government of India launched the Adivasi Shiksha Rrinn Yojana on November 3, 2011. This scheme provides financial assistance to Adivasi students through government-supported bank loans for higher education. It plays a crucial role in helping these students achieve their dreams and secure a better future.
Objective of Adivasi Shiksha Rrinn Yojana
The primary objective of the Adivasi Shiksha Rrinn Yojana is to provide the necessary financial assistance for higher education to Adivasi students. This scheme is specifically designed for Scheduled Tribe (ST) students who wish to pursue higher education in recognized institutions in India or abroad. Through this scheme, the government hopes to encourage education among Adivasi students and enable them to establish themselves economically and socially.
Adivasi Shiksha Rrinn Yojana Details
| Feature | Description |
|---|---|
| Name of Scheme | Adivasi Shiksha Rrinn Yojana |
| Launched Date | November 3, 2011 |
| Nodal Department | National Scheduled Tribes Finance and Development Corporation(NSTFDC) |
| Benefit | Collateral Free Education Loan up to Rs. 5,00,000/- |
| Beneficiary | ST Students of India |
| Repayment Period | 10 Years |
| Maximum Age Limit | 40 years |
| Interest rate | 6% |
| Mode of Apply | Online/Offline |
| Official Website | Click Here |
| Helpline Number | ☎ 1800-180-6763 |
Benefits And Features Of Scheme
- The Adivasi Shiksha Rrinn Yojana covers various expenses for students, including tuition fees, hostel charges, books, and other education-related costs.
- An applicant can receive a loan of up to 5 lakh rupees under the Adivasi Shiksha Rrinn Yojana loan scheme.
- These loans are provided at a subsidized, low-interest rate, making them highly beneficial for students.
- The loan repayment period typically begins after the completion of the course, with a specified grace period, allowing students to repay the loan easily after securing a job.
Adivasi shiksha rrinn yojana eligibility
- Applicants must be permanent residents of any state in India.
- Applicant must be a student.
- Students should have Scheduled Tribes Certificate issued by the Competent Authority(SDO/ADM).
- Annual family income should be less than Rs.81,000/- in rural areas and Rs.1,04,000/- in urban areas.
- The applicant should have secured admission to a recognized educational institution before applying for loan under this scheme.
- Applicant must be below 40 years of age.
- An ST (Scheduled Tribe) student can apply for a loan if they enroll in any of the following courses.
- Full time professional / Technical course in the fields of Engineering.
- Architecture, Medical, Dental, Physiotherapy.
- Management, Information Technology, Hotel management & Catering Technology.
- Biotechnology.
- Law Education.
- Journalism & Mass Communication CA & Higher Education like Doctoral Studies leading to M.phil / PhD from Government Recognized Institute.
- B.Ed. Course and Nursing Course conducted from Govt./Non Govt. recognized institution.
Adivasi shiksha rrinn yojana Required Documents
- Application form signed by the applicant and his/her Father / Mother/Guardian as co-loanee.
- Two copies of recent 3.5 X 3.5 cm size coloured photographs,
- Original & photocopy of ST Certificate issued by the Competent Authority.(ADM / SDO)
- Original & Photocopy of Birth Certificate/Admit Card of Board Examination as age proof.
- Income Certificate of Father/Guardian (Certificate issued by Sabhapati of Panchayet Samiti / Chairman of Municipality / Block Development Officer / Sub-Divisional Officer / Additional District Magistrate / any Gazetted Officer / M.P. / M.L.A., or Certificate issued by employer in case of service holder may be accepted)
- Copy of Voter’s ID Card / Electricity/Telephone Bill / Passport / Pass Book issued by any Nationalized Bank / Certificate issued by appropriate Authority as proof of residence.
- Aadhar card.
- Bank Account with IFSC code.
- Certification by the Institute in prescribed format duly signed and bearing seal of the Institute.
- Original & photocopy of Ranking Card of Entrance Examination.
- mobile number.
- Email Id.
adivasi shiksha rrinn yojana Interest Rate
If students receive a loan through this scheme, they have to repay the amount with an annual interest rate of 6%. However, if a student wishes to repay the loan amount either during their studies or in a lump sum, the interest amount may be reduced.
adivasi shiksha rrinn yojana loan amount
Under the Adivasi Shiksha Rrinn Yojana scheme, if a student applies for a loan, the applicant can receive a bank loan of up to Rs.5.00 lakh (Five lakh rupees) rupees for their studies.
Loan re payment
After the moratorium period (which is the course duration plus one year or six months after getting a job, whichever is earlier), the loan must be repaid within the next five years, subject to a maximum period of 10 years.
adivasi shiksha rrinn yojana Online Apply
- Visit the official website of the National Scheduled Tribes Finance and Development Corporation (NSTFDC).
- Look for the ASRY section or related loan schemes.
- Fill out the application form with accurate details.
- Attach the necessary documents, such as proof of ST category, admission letter, and course details.
- Submit the application online or at the nearest NSTFDC office.
- The NSTFDC will review your application.
- If eligible, they will approve the loan and disburse the funds directly to your educational institution
Important Links
| Adivasi Shiksha Rrinn Yojana Online Website | Click Here |