The Gopal Kisan Credit Card Yojana Rajasthan is a new initiative by the Rajasthan Government. It aims to provide financial support to farmers and livestock owners. Through this scheme, eligible beneficiaries can get loans up to ₹1 lakh. The best part is that there is no interest if the loan is repaid within one year. This scheme helps farmers improve their agricultural and dairy-related activities.
This article explains all the details about the scheme. You will learn about its objectives, benefits, eligibility, required documents, and Gopal Kisan Credit Card Yojana Apply Online.
What is Gopal Kisan Credit Card Yojana Rajasthan?
The Gopal Kisan Credit Card Yojana Rajasthan is designed to assist farmers and livestock owners financially. It ensures they can access interest-free loans for their work. Rajasthan’s Cooperative Department manages this scheme through the Rajsahkar portal.
This scheme is especially beneficial for small and marginal farmers. It provides them with the required funds to maintain their cattle, purchase equipment, or improve their farming practices.
Gopal Kisan Credit Card Yojana Rajasthan Details
| Feature | Details |
|---|---|
| Scheme Name | Gopal Kisan Credit Card Yojana Rajasthan |
| State | Rajasthan |
| Objective | To provide financial support to livestock farmers for their farming and cattle needs |
| Target Group | Farmers and livestock owners in Rajasthan |
| Key Benefit | Subsidized loans for livestock rearing and agricultural expenses |
| Loan Limit | Up to ₹3 lakh |
| Interest Rate | Low interest with subsidies for eligible farmers |
| Eligibility | Resident of Rajasthan; must own livestock and agricultural land |
| Documents Required | Aadhaar Card, proof of residence, bank account details, land records, livestock details |
| Application Process | Online through the Rajasthan official portal or via designated banks |
| Official Website | www.sso.rajasthan.gov.in |
| Helpline Number | 1800-200-1010 |
| Support Centers | Local agriculture offices and authorized bank branches |
| Repayment Period | Flexible repayment terms based on loan amount |
Objectives of Gopal Kisan Credit Card Yojana Rajasthan
The primary goals of the Gopal Kisan Credit Card Yojana Rajasthan are:
- To provide financial assistance to farmers and cattle owners.
- To offer interest-free loans for one year.
- To encourage sustainable farming and dairy practices.
- To reduce the dependency on private moneylenders.
- To support rural development by boosting agricultural and dairy productivity.
Benefits of Gopal Kisan Credit Card Yojana Rajasthan
This scheme has several advantages for farmers and livestock owners:
- Interest-Free Loans: Farmers can get loans up to ₹1 lakh without paying any interest if repaid within a year.
- Easy Application: The process is online, which makes it simple and convenient.
- No Hidden Charges: The scheme is transparent, with no extra fees or hidden costs.
- Boosts Rural Economy: By supporting farmers, it contributes to the economic growth of rural areas.
- Quick Approval: Applications are processed swiftly, and funds are disbursed directly to bank accounts.
Gopal Kisan Credit Card Yojana Rajasthan Eligibility Criteria
To apply for the scheme, you must meet the following conditions:
- You should be a resident of Rajasthan.
- You must be a farmer or livestock owner.
- You should have a valid Jan Aadhaar Card.
- Your age should be between 18 to 55 years.
- You must have a functional bank account linked to Aadhaar.
Gopal Kisan Credit Card Yojana Apply Online Documents Required
Before applying, make sure you have these documents ready:
- Aadhar Card
- Jan Aadhaar Card
- Bank Account Details
- Land Ownership Proof (if applicable)
- Income Certificate
- Cattle Details
- Recent Passport-Size Photograph
Gopal Kisan Credit Card Yojana Apply Online
The application process for the Gopal Kisan Credit Card Yojana is fully online. Follow these steps to apply:
Step 1: Login to SSO Rajasthan
- Visit the SSO Rajasthan portal.
- Enter your SSO ID and Password.
- Solve the CAPTCHA and click on the Login button.
Step 2: Access the Rajsahkar Portal
- After logging in, go to the dashboard.
- Look for the Rajsahkar App in the list of available services.
- Click on the app icon to open it.
Step 3: Start New Registration
- On the Rajsahkar portal’s homepage, find the “Gopal Kisan Credit Card – New Registration” option.
- Click on this link to start your application.
Step 4: Accept Terms and Conditions
- Read all the terms and conditions carefully.
- Click on “Accept and Proceed” to continue.
Step 5: Enter Jan Aadhaar Details
- Provide your Jan Aadhaar Number and click Fetch Details.
- The system will display the names of all members linked to your Jan Aadhaar.
- Select your name from the list.
Step 6: OTP Verification
- An OTP will be sent to your registered mobile number.
- Enter the OTP to verify your details.
Step 7: Fill the Application Form
- Fill in all the required details in the application form.
- Ensure that all the information is accurate.
Step 8: Upload Documents
- Upload the necessary documents, such as Aadhaar, Jan Aadhaar, and bank account details.
- Ensure that the scanned copies are clear and legible.
Step 9: Submit the Application
- Review your application before submitting it.
- Click on the Submit button to complete the process.
How to Check Application Status
Once your application is submitted, you can check its status online:
- Login to the SSO Rajasthan portal.
- Go to the Rajsahkar App.
- Click on the Application Status section.
- Enter your application number or Jan Aadhaar number.
- The portal will display the current status of your application.
Loan Repayment Process
If your application is approved, you will receive the loan amount in your bank account. To retain the interest-free benefit, you must repay the entire loan within one year.
Timely repayment ensures that you can continue availing of similar benefits in the future.
Why Choose the Gopal Kisan Credit Card Yojana?
This scheme is a boon for farmers and livestock owners in Rajasthan. It provides immediate financial assistance without the burden of high-interest rates. Additionally, the online application process makes it accessible to a larger audience.
By participating in this scheme, farmers can improve their productivity and contribute to the development of the state’s agricultural sector.
Conclusion
The Gopal Kisan Credit Card Yojana Apply Online is a revolutionary step by the Rajasthan Government. It ensures that financial support reaches those who need it the most. The interest-free loan feature is especially beneficial for small-scale farmers.
If you meet the eligibility criteria, don’t miss the chance to apply. Follow the steps mentioned above to complete your application. With proper planning and timely repayment, you can make the most of this scheme and enhance your agricultural or dairy practices.