Mukhyamantri Abua Swasthya Suraksha Yojana Apply Online : at bis.jharkhand.gov.in A Detailed Guide

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Abua Swasthya Suraksha Yojana Apply Online : Mukhyamantri Abua Swasthya Suraksha Yojana (MASSY) is a health insurance scheme launched by the Government of Jharkhand. The scheme aims to provide affordable and accessible healthcare to the citizens of the state, especially those from economically weaker sections. Through this scheme, the government seeks to ensure that people have access to necessary medical treatments without facing financial difficulties.

In this article, we will explain everything you need to know about the Mukhyamantri Abua Swasthya Suraksha Yojana, including its objectives, benefits, eligibility criteria, required documents, and Abua Swasthya Suraksha Yojana Apply Online application process.

What is Mukhyamantri Abua Swasthya Suraksha Yojana (MASSY)?

The Mukhyamantri Abua Swasthya Suraksha Yojana is a state-level health insurance scheme launched by the Government of Jharkhand. It aims to provide comprehensive healthcare services to individuals and families living in the state. The scheme covers various medical expenses, including hospitalization, surgeries, and treatments for critical illnesses.

Under this scheme, the government offers health insurance coverage for both secondary and tertiary care treatments in empanelled hospitals. This initiative is especially beneficial for the underprivileged sections of society, who often face difficulties in accessing quality healthcare services due to financial constraints.

Objective of Mukhyamantri Abua Swasthya Suraksha Yojana (MASSY)

The main objective of the Mukhyamantri Abua Swasthya Suraksha Yojana is to ensure that every citizen of Jharkhand has access to essential healthcare services. The scheme is designed to reduce the financial burden on families when they need medical care. Key objectives of the scheme include:

  1. Providing Financial Protection: The scheme aims to protect individuals and families from high medical costs by offering health insurance coverage.
  2. Improving Access to Healthcare: It ensures that people can access quality healthcare services at government and private hospitals without financial difficulties.
  3. Promoting Preventive Healthcare: The scheme also focuses on early detection and prevention of diseases by encouraging people to seek timely medical treatment.
  4. Reducing Mortality and Morbidity: By providing access to timely healthcare, the scheme helps reduce mortality rates and improve the overall health status of the population.

Benefits of Mukhyamantri Abua Swasthya Suraksha Yojana (MASSY)

The Mukhyamantri Abua Swasthya Suraksha Yojana offers a wide range of benefits to the citizens of Jharkhand. Some of the key benefits of the scheme include:

  1. Comprehensive Health Insurance Coverage: The scheme provides health insurance coverage for hospitalization, surgeries, and treatments for critical illnesses. It covers both secondary and tertiary care treatments.
  2. Cashless Treatment: Under the scheme, beneficiaries can avail of cashless treatment at empanelled hospitals. This means that they do not have to pay upfront for medical services.
  3. Wide Network of Hospitals: The scheme has a large network of empanelled hospitals, both government and private, where beneficiaries can seek treatment.
  4. Coverage for Critical Illnesses: The scheme also covers treatments for critical illnesses like cancer, heart diseases, kidney failure, and more.
  5. No Premium for BPL Families: Families living below the poverty line (BPL) do not have to pay any premium to avail of the benefits of the scheme.
  6. Insurance Coverage up to Rs. 15 Lakh: The scheme offers insurance coverage of up to Rs. 15 lakh per family per year for medical treatments.

Eligibility Criteria for abua swasthya suraksha yojana apply online

To be eligible for the Abua Swasthya Suraksha Yojana Apply Online, applicants must meet the following criteria:

  1. Residence: The applicant must be a permanent resident of Jharkhand.
  2. Economic Status: The scheme is primarily targeted towards families living below the poverty line (BPL) and other economically weaker sections of society.
  3. Aadhaar Card: The applicant must have a valid Aadhaar card linked to their bank account.
  4. BPL or SECC Data: The applicant’s family must be listed in the Socio-Economic Caste Census (SECC) data or belong to the BPL category.
  5. No Existing Health Insurance: The family should not already be covered under any other health insurance scheme provided by the state or central government.

Documents Required for Abua Swasthya Suraksha Yojana Apply Online

Applicants need to submit the following documents when Abua Swasthya Suraksha Yojana Apply Online

  1. Aadhaar Card: The applicant’s Aadhaar card for identity verification.
  2. Ration Card: To prove the economic status of the family.
  3. Residence Proof: Any government-issued document that proves the applicant’s residence in Jharkhand, such as a voter ID card or electricity bill.
  4. Income Certificate: Proof of income to verify eligibility based on economic status.
  5. Bank Account Details: The applicant must provide bank account details for transactions related to the scheme.
  6. SECC/BPL Certificate: If applicable, the SECC or BPL certificate to verify the family’s inclusion in the target group.

West Bengal Health Scheme

Abua Swasthya Suraksha Yojana Apply Online

The Abua Swasthya Suraksha Yojana (ASSY) is a health insurance scheme launched by the Jharkhand government to provide financial protection and access to quality healthcare services to the state’s residents. The scheme primarily targets economically weaker sections, ensuring they receive necessary medical treatment without worrying about high costs. In this guide, we will explain the step-by-step process to apply for the scheme online.

Step-by-Step Guide to Apply for Abua Swasthya Suraksha Yojana Online

Follow the steps below to apply for the Abua Swasthya Suraksha Yojana through the official portal:

Step 1: Visit the Official Website

To begin the application process, you need to visit the official website of the Abua Swasthya Suraksha Yojana. The Jharkhand government has provided a dedicated portal for applying to this scheme.

  1. Open your web browser and go to the Jharkhand health scheme portal (you can search for it or visit the Jharkhand state government website for links).
  2. On the homepage, look for the option labeled “Abua Swasthya Suraksha Yojana” or “Health Insurance Scheme” and click on it.

Step 2: Register as a New User

If this is your first time applying, you will need to create an account on the portal.

  1. Click on the “New User Registration” button on the website.
  2. You will be asked to fill in some basic information, including:
  • Full name
  • Mobile number
  • Aadhaar number
  • Email ID (if applicable)
  1. Create a username and password for your account, which you will use to log in later.
  2. After submitting the registration form, you will receive a One-Time Password (OTP) on your registered mobile number. Enter this OTP to verify your account.

Step 3: Log In to Your Account

Once your account is created, you can log in using your registered mobile number or email ID and the password you set during registration.

  1. Enter your credentials on the login page.
  2. Click on the “Login” button to access your account dashboard.

Step 4: Fill in the Application Form

After logging in, follow these steps to fill in the online application form:

  1. Look for the “Apply Now” option under the Abua Swasthya Suraksha Yojana section.
  2. The application form will open, and you will be required to enter various details, including:
  • Personal details (name, age, gender)
  • Family information (details of family members)
  • Address (permanent and current address)
  • Economic status (BPL or SECC data)
  • Aadhaar card and bank account information

Step 5: Upload Required Documents

Once you have filled in all the necessary details in the application form, you will need to upload the required documents. Ensure you have clear, scanned copies of the following documents:

  1. Aadhaar Card: A valid Aadhaar card is essential for identity verification.
  2. Residence Proof: Documents like a voter ID, electricity bill, or ration card proving that you are a resident of Jharkhand.
  3. Income Certificate: To prove your economic status as part of a BPL or SECC household.
  4. Bank Account Details: A copy of your bank passbook or a bank account statement, which should be linked to your Aadhaar number.

Step 6: Submit the Application

After uploading the required documents and reviewing the information provided, you can submit the application form.

  1. Double-check that all the details are correct.
  2. Click on the “Submit” button to complete the application process.

Step 7: Acknowledgment and Reference Number

After submission, you will receive an acknowledgment receipt containing a unique application reference number. This reference number is essential for tracking the status of your application.

  1. Save or print the acknowledgment receipt for future reference.
  2. You can use the reference number to check your application status online.

Abua Swasthya Suraksha Yojana Apply Online Application Status

Once you have applied, you can check the status of your application by following these steps:

  1. Visit the official portal of the Abua Swasthya Suraksha Yojana.
  2. Log in to your account using your registered username and password.
  3. Click on the “Application Status” option.
  4. Enter your unique application reference number.
  5. The status of your application will be displayed on the screen.

Conclusion

The Abua Swasthya Suraksha Yojana is a crucial health insurance scheme that helps residents of Jharkhand access quality healthcare without financial stress. By following the steps outlined above, eligible individuals can easily apply for the scheme online. Ensure you meet the eligibility criteria and have all the necessary documents before starting the application process.

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