Central Government of India invites all women between 18 to 70 years LIC Bima Sakhi Yojana Apply Online. Prime Minister Narendra Modi recently launched the Lic Bima Sakhi Yojana in Panipat, Haryana. This innovative scheme by LIC aims to empower women by providing them with opportunities to earn a livelihood while promoting insurance services in rural areas. Under this initiative, women will be designated as “Bima Sakhis” and will play a crucial role in bridging the gap between insurance providers and rural communities.
This article is going to give you accurate information about LIC Bima Sakhi Yojana Apply Online process including its purpose, benefits, eligibility, required documents, monthly salary and other aspects of the scheme.
Key Highlights of the LIC Bima Sakhi Yojana Apply Online
- Launch: Introduced in Panipat, Haryana, the scheme is focused on creating employment opportunities for women.
- Eligibility:
- Women who have passed at least the 10th standard can apply.
- Age criteria: Between 18 to 70 years.
- Designation: Women enrolled in the scheme will be called Bima Sakhis.
What is LIC Bima Sakhi Yojana?
The Bima Sakhi Yojana is a government-backed initiative implemented through LIC. It focuses on training women to promote insurance awareness and assist villagers in understanding and availing of insurance policies. This scheme aims to create a network of trained women agents in rural areas to simplify insurance processes and make them accessible to everyone.
These women not only guide rural families on policy selection but also earn commissions on policy enrollments, enabling them to achieve financial independence.
lic bima sakhi yojana details
| Details | Information |
|---|---|
| Scheme Name | LIC Bima Sakhi Yojana |
| Launched By | Narendra Modi |
| Launch Year | 09 December 2024 |
| Purpose | To promote financial inclusion and insurance literacy. |
| Implemented By | Government of India in collaboration with LIC. |
| Eligibility | Women aged 18-70 years |
| Education | Minimum 10th Pass |
| Application Process | LIC Bima Sakhi Yojana Apply Online |
| Official Website | www.agencycareer.licindia.in |
| Stipend Duration | 3 Years |
| Website Name | Bima Sakhi Yojana Website |
| Stipend Range | ₹5,000 to ₹7,000 per month |
Objective of LIC Bima Sakhi Yojana
The primary goal of the LIC Bima Sakhi Yojana is to expand the reach of insurance services in rural areas. Below are the main objectives:
- Spread Awareness: Educate rural populations about the importance of life insurance and other policies.
- Empower Women: Provide employment opportunities to rural women, making them self-reliant.
- Increase Accessibility: Bring insurance services closer to rural households.
- Promote Financial Security: Help families protect themselves from unforeseen financial challenges.
LIC Bima Sakhi Yojana Apply Online Benefits
The scheme benefits both Bima Sakhis and rural communities in several ways.
For Bima Sakhis:
- Employment Opportunities: Women gain financial independence through commission-based earnings.
- Training and Development: Enhances their skills in communication and financial services.
- Recognition: Bima Sakhis gain respect and a sense of achievement in their communities.
For Villagers:
- Easy Access: Insurance services become available at their doorstep.
- Simplified Process: Guidance in choosing suitable policies and filing claims.
- Security: Helps families mitigate financial risks during emergencies.
For LIC:
- Broader Reach: Increases insurance penetration in untapped rural markets.
- Trust Building: Villagers trust local Bima Sakhis, enhancing LIC’s reputation.
lic bima sakhi yojana Eligibility Criteria
To participate in the LIC Bima Sakhi Yojana, applicants must meet the following criteria:
- Educational Qualification:
- Minimum 10th pass.
- Age Limit:
- Women aged 18 to 70 years can apply.
- Residency:
- Preference is given to women residing in rural areas.
- Other Requirements:
- Basic understanding of insurance policies.
LIC Bima Sakhi Yojana Apply Online Documents Required
Applicants need to submit the following documents for registration:
For Bima Sakhis:
- Aadhaar card or Voter ID (proof of identity).
- Residence proof (electricity bill, ration card, etc.).
- Bank account details for commission payments.
- Recent passport-sized photographs.
For Villagers Seeking Insurance:
- Proof of identity (Aadhaar card, PAN card, etc.).
- Address proof.
- Bank details for premium payments.
The Honorable Prime Minister of India, Shri Narendra Modi will be launching LIC’s BIMA SAKHI yojana at Panipat on 09th December 2024 to celebrate Women as partner in the Nations Progress.#BimaSakhiYojana #LIC pic.twitter.com/0OjMlsmPVM
— Life Insurance Gurgaon (@joinlicgurgaon) December 8, 2024
LIC Bima Sakhi Yojana Apply Online Process
The LIC Bima Sakhi Yojana allows women and villagers to apply online through the official LIC website. Follow these steps to complete the application process:
For Bima Sakhis:
- Visit the Official LIC Website:
- Go to the official LIC website at https://licindia.in/test2.
- Access the Bima Sakhi Section:
- Scroll down the page and click on the link labeled “Click here for Bima Sakhi”.
- Enter Personal Details:
- Provide the required information, including:
- Name
- Date of Birth
- Mobile Number
- Email ID
- Address
- Agent/Employee Reference:
- If you are connected to any LIC agent, Development Officer, employee, or medical examiner, mention their details accurately.
- Complete Captcha and Submit:
- Enter the captcha code displayed on the screen and click the Submit button to finalize your application.
- Upload Documents:
- Attach scanned copies of Aadhaar card, residence proof, and photographs.
- Complete Training Modules:
- Once registered, you will receive access to training resources.
- Complete the online training to qualify as a Bima Sakhi.
- Receive Confirmation:
- After completing the process, a confirmation message will be sent to your email or phone.
- Confirmation:
- Post-training, women will officially become LIC Bima Sakhi Yojana and can start promoting LIC policies.
For Villagers Seeking Insurance:
- Visit the LIC Portal:
- Log in or register as a new user.
- Browse available insurance policies under the Bima Sakhi Yojana.
- Select a Policy:
- Choose a policy that matches your needs and budget.
- Provide Details:
- Fill in your name, address, and other required details.
- Upload Documents:
- Attach ID proof and bank details.
- Make Payment:
- Pay the premium online and receive your policy details.
Features of the LIC Bima Sakhi Yojana Portal
The official LIC portal simplifies the application process. Key features include:
- Scheme Information:
- Provides detailed information about the Bima Sakhi Yojana, its objectives, and benefits.
- Online Application:
- Enables Bima Sakhis and villagers to apply conveniently.
- Training Resources:
- Offers e-books, video tutorials, and quizzes for Bima Sakhis.
- Policy Management:
- Allows users to view, renew, or modify their insurance policies.
- Claim Assistance:
- Guides users through the claim filing process.
- Help Desk:
- Offers support through FAQs, chatbots, and customer care numbers.
How to Check Application Status
The LIC portal allows applicants to track their application status:
- Log In:
- Enter your credentials on the LIC portal.
- Go to Application Status:
- Navigate to the “My Applications” section.
- View Status:
- Enter your registration number to check the progress.
- Claim Status:
- For villagers, claim statuses can also be tracked through the portal.
How Much Can LIC Bima Sakhi Yojana Earn?
The stipend payable to the individuals under the program is structured across three years, with specific conditions to be met for continued payment. Here are the details:
| Stipendiary Year | Stipend Payable Per Month |
|---|---|
| First Year | ₹7,000/- |
| Second Year | ₹6,000/- (provided at least 65% of policies completed in the first year remain in force at the end of the corresponding month in the second year) |
| Third Year | ₹5,000/- (provided at least 65% of policies completed in the second year remain in force at the end of the corresponding month in the third year) |
Challenges and Future Scope
While the LIC Bima Sakhi Yojana has a positive impact, it faces challenges like low awareness and digital illiteracy in some rural areas. Future plans include:
- Launching mobile applications to improve accessibility.
- Conducting offline training programs in villages.
- Collaborating with local governments for better implementation.
Conclusion
The LIC Bima Sakhi Yojana is a transformative program that empowers women while promoting financial security in rural areas. With its user-friendly online application process, the scheme ensures accessibility and convenience for both Bima Sakhis and villagers.
If you are a woman looking for a meaningful opportunity or a villager seeking insurance, this scheme is for you. Visit the LIC India website today to apply online and take the first step toward financial security and empowerment.