If you are planning to own a house and looking for government help, then PMAY 2.0 apply online track application process can help you. This scheme is introduced to support poor and middle-class families in building or buying a house. This article will explain everything you need to know — from the meaning of PMAY 2.0 to how you can apply, track your application, and check your status online.
What is PMAY 2.0?
PMAY stands for Pradhan Mantri Awas Yojana. It is a central government scheme launched to provide affordable housing to all eligible people in both urban and rural areas. The first phase started in 2015. Now, PMAY 2.0 is the second phase of the scheme with extended benefits and updated timelines. The goal is to provide “Housing for All by 2025”.
PMAY 2.0 covers two parts:
- PMAY-Urban (for city areas)
- PMAY-Gramin (for villages and rural areas)
Objective of PMAY 2.0 Apply Online Track Application
The main objectives of PMAY 2.0 are:
- To provide pucca houses to people who do not have a permanent home.
- To make it easy to apply online from home.
- To give financial support to the Economically Weaker Sections (EWS), Low Income Groups (LIG), and Middle Income Groups (MIG).
- To help people track their application status online easily.
Helpful Summary of PMAY 2.0 Apply Online Track Application
| Feature | Details |
|---|---|
| Name of Scheme | Pradhan Mantri Awas Yojana (PMAY) 2.0 |
| Objective | Affordable housing for all by 2025 |
| Who Can Apply | EWS, LIG, MIG families |
| Application Process | Online (Urban and Rural) |
| Track Application Status | Available on the PMAY official portal |
| Official Website | pmaymis.gov.in |
| Last Date to Apply (Expected) | December 2025 |
| Benefits | Subsidy on housing loan under CLSS |
PMAY 2.0 Apply Online Track Application – Step-by-Step Process
Here’s a step-by-step guide to help you track your PMAY 2.0 application status online:
Step 1:
Go to the official website:
🔗 https://pmaymis.gov.in
Step 2:
On the homepage, click on the “Track Your Assessment Status” link.
Step 3:
You will now see two ways to check your status:
- By entering your Application ID
OR - By entering your Name, Father’s Name, and Mobile Number
Step 4:
Fill in the required details as per your selected option.
Step 5:
Click on the “Submit” button.
Step 6:
Your application status will now be visible on the screen.
It will show one of the following:
- ✅ Accepted – Your application has been approved.
- ⏳ Under Review – Your application is being processed.
- ❌ Rejected – Your application was not approved.
You can check this page anytime for updates.
A home brings dignity and an enhanced ability to fulfil one’s dreams.
— Narendra Modi (@narendramodi) August 9, 2024
With a record investment of Rs. 10 lakh crore, the Pradhan Mantri Awas Yojana-Urban 2.0 Scheme will benefit countless people and contribute to better cities. pic.twitter.com/ErTX4d1OZd
PMAY 2.0 Apply Online Rural / Gramin
If you live in a village or rural area, you need to apply through PMAY-Gramin.
Apply through PMAY-G Portal
Step 1: Visit the Official PMAY Website
Go to the official PMAY website:
🔗 https://pmaymis.gov.in
This site is used for PMAY-Urban (U) applications. If you’re applying under the Gramin (Rural) scheme, visit:
🔗 https://pmayg.nic.in
Step 2: Click on “Apply for PMAY-U 2.0”
On the homepage, find the option “Apply for PMAY-U 2.0”.
Now select your income group:
- EWS (Economically Weaker Section)
- LIG (Low-Income Group)
- MIG-I / MIG-II (Middle-Income Groups)
You will now be taken to a page for pre-eligibility check.
Step 3: Fill in Eligibility Details
On this page, fill in the following information:
- Select your State/UT
- Enter your Annual Household Income
- Choose the scheme vertical:
- Beneficiary Led Construction (BLC)
- Affordable Housing Partnership (AHP)
- In-Situ Slum Redevelopment (ISSR)
- Answer: Have you received benefits under any housing scheme before?
Now click on “Eligibility Check”.
Step 4: Enter Aadhaar Number
You must now enter your 12-digit Aadhaar Number.
⚠️ This step is mandatory. Without Aadhaar, you cannot continue.
Step 5: Fill in the Application Form
Once Aadhaar is verified, you will see the full application form.
Fill in all the details carefully:
- Your full name
- Father’s/Mother’s/Spouse’s name
- Gender
- Age
- Full address with PIN code
- Mobile number
- Employment status
- Annual income
- Ownership details of the house/land
Make sure the information is correct.
Step 6: Submit the Form
After checking all details, click on the “Submit” button.
You will get a system-generated application number.
📝 Note this number safely. You’ll need it to track your application status later.
Step 7: Save or Print the Form
After submission, you can choose to:
- Download a copy of the application
- Print the form for your records
It’s good to keep a copy for future reference.
You can also apply through your nearest Gram Panchayat if internet access is difficult.
PMAY 2.0 Apply Online Last Date 2025
The final date to apply for PMAY 2.0 is not officially announced. But the expected last date is December 31, 2025. It is advised to apply as soon as possible, as the processing takes time.
PMAY 2.0 Status Check Online
After applying, you can easily check your status online. Here’s how:
- Visit: https://pmaymis.gov.in
- Click on “Track Your Assessment Status”.
- Enter your details (Application ID or personal details).
- Click “Submit”.
- Your application status will be displayed on the screen.
This helps you know whether your application is under process, approved, or rejected.
PMAY 2.0 Beneficiary Status
The beneficiary list is also available online. Follow these steps:
- Go to https://pmayg.nic.in
- Click on “Stakeholders” → “IAY/PMAYG Beneficiary”
- Enter your Registration Number.
- View your beneficiary details.
This tells you if your name is listed under the PMAY scheme.
PMAY 2.0 Beneficiary Login
Only selected beneficiaries can log in for additional steps like uploading more documents or checking fund release status.
Steps for login:
- Visit: https://pmayg.nic.in/netiay/home.aspx
- Click on “Data Entry” or “Beneficiary Login”
- Enter your Username and Password provided by the authority.
- Check details related to house sanction, fund release, or progress.
PMAY 2.0 Apply Online Benefits
This scheme provides many benefits:
- Financial assistance for building a house.
- Subsidy on home loans under Credit Linked Subsidy Scheme (CLSS).
- Subsidy amount varies from ₹2.67 lakhs depending on income group.
- Priority given to women applicants, senior citizens, differently-abled people.
- Easy online application and status tracking.
PMAY 2.0 Apply Online Eligibility Criteria
To apply for PMAY 2.0, you must meet the following conditions:
- You must be an Indian citizen.
- You or your family should not own a pucca house in any part of India.
- Your family income must fall in one of these groups:
| Income Group | Annual Income Range |
|---|---|
| EWS | Up to ₹3 lakhs |
| LIG | ₹3 to ₹6 lakhs |
| MIG-I | ₹6 to ₹12 lakhs |
| MIG-II | ₹12 to ₹18 lakhs |
- Women ownership is required for new house in most cases.
- Applicant should not have taken benefits under any housing scheme earlier.
PMAY 2.0 Apply Online Documents Required
Here is a list of documents you need to upload while applying:
- Aadhaar card (mandatory)
- PAN card
- Income certificate
- Residential proof
- Bank passbook (first page copy)
- Passport size photo
- Affidavit declaring no pucca house ownership
- Caste certificate (if applicable)
- Domicile certificate
For rural applications, some documents may be verified by the Gram Sabha.
Final Words
PMAY 2.0 apply online track application process is very simple and useful. Whether you live in a city or a village, you can apply from your home or through a nearby center. The government is trying to make every Indian family own a house by 2025. If you are eligible, don’t delay. Apply now and take a step towards your dream home.
Make sure you submit all documents properly and keep checking the status regularly. You can also contact local authorities for help if needed.