PM Awas Yojana 2.0 Gramin Apply Online is a crucial government initiative aimed at providing affordable housing to rural families across India. With the growing demand for housing in rural areas, this scheme focuses on ensuring that every rural household has access to a permanent and safe home. One of the key aspects of this updated version of the scheme is the PM Awas Yojana 2.0 Gramin apply online process, which makes it easier for eligible families to apply for housing assistance.
By applying online, rural citizens can directly access the benefits of the scheme, ensuring quick and hassle-free registration. The online application process is user-friendly and transparent, allowing applicants to submit their details and track the progress of their application with ease.
In this article, we will discuss the detailed steps involved in PM Awas Yojana 2.0 Gramin apply online, eligibility criteria, required documents, and the various benefits that come with the scheme. Whether you’re a first-time applicant or seeking to know more about the process, this guide will provide all the necessary information.
What is PM Awas Yojana 2.0 Gramin?
PM Awas Yojana 2.0 Gramin is an upgraded version of the original PMAY Gramin. The updated scheme was introduced to make sure that more and more people in rural areas have access to decent and permanent homes. The government aims to build houses for the poor and underprivileged families living in rural India. With this new version, the scheme also includes improved provisions, such as more financial assistance and faster construction of homes.
The initiative targets the rural population who do not have their own homes or are living in dilapidated houses. The government offers a grant for the construction of new houses or for upgrading the existing ones.
Objective of PM Awas Yojana 2.0 Gramin
The main objective of PM Awas Yojana 2.0 Gramin is to provide a roof over the heads of the rural population who are still struggling to own a permanent house. The scheme’s goals include:
- Housing for All: To ensure that every rural family has access to a safe and secure home.
- Providing Basic Amenities: The homes constructed under the scheme will have essential facilities such as clean drinking water, electricity, and sanitation.
- Promoting Financial Inclusion: The scheme also includes a provision for financial assistance through the bank, making it easier for eligible families to build their houses.
- Empowering Women: In many cases, the land will be registered in the name of the woman member of the household, which encourages women’s empowerment.
PM Awas Yojana 2.0 Gramin Overview
| Aspect | Details |
|---|---|
| Scheme Name | Pradhan Mantri Awas Yojana (PMAY) Gramin 2.0 |
| Objective | To provide affordable and sustainable housing to rural families with basic amenities such as sanitation, electricity, and clean drinking water. |
| Launched By | Government of India |
| Launched In | 2016 (Revised under PMAY 2.0) |
| Target Beneficiaries | Rural homeless families or those living in inadequate housing. |
| Funding Provided | ₹1.2 lakh per house in plain areas and ₹1.3 lakh in hilly areas. |
| Main Features | – Provides financial aid for constructing pucca houses.- 100% central funding.- Ensures houses are built with durable materials.- Online application process. |
| Eligibility Criteria | – Must be a rural resident.- Family must be homeless or living in a dilapidated house.- Priority to SC/ST, BPL, and widow families. |
| Documents Required | – Aadhar card.- Bank account details.- Residential proof.- Income certificate (if applicable). |
| Online Application | Applicants can apply through the official PMAY Gramin portal or via designated Common Service Centers (CSCs). |
PM Awas Yojana 2.0 Gramin Apply Online
For eligible families, applying for PM Awas Yojana 2.0 Gramin has become easier through the online process. The online application system ensures transparency, quicker processing, and provides a more accessible platform for rural families to avail of the benefits.
- Visit the Official Website: The first step is to visit the official website of the Pradhan Mantri Awas Yojana (PMAY) at pmayg.nic.in.
- Register/Login: If you are a new user, you must first register by entering basic details like your name, address, and other personal information. If you are already registered, simply log in with your credentials.
- Fill in the Application Form: Once logged in, fill out the online application form. Be sure to provide accurate details like family income, existing house status, and the type of house you need.
- Upload Documents: After filling out the form, you will be required to upload supporting documents. These include proof of income, identity, address, and other relevant documents.
- Submit the Application: Once all the details and documents are uploaded, click the submit button. After submission, you will receive an acknowledgment of your application.
- Application Status: You can track the status of your application online using your registration number.
PM Awas Yojana 2.0 Gramin List
Once the applications are processed, the government releases a beneficiary list. If you have applied, you can check whether your name is included in the list. The list contains the names of eligible families who will receive assistance under the scheme.
To check the list:
- Visit the official PMAY website.
- Go to the ‘Beneficiary List’ section.
- Enter your details (such as your state and district).
- View the list to check if your name is on it.
PM Awas Yojana 2.0 Gramin Eligibility Criteria
Not everyone is eligible for assistance under PM Awas Yojana 2.0 Gramin. There are certain criteria that applicants must meet to be considered. These include:
- Residency: The applicant must be a permanent resident of rural India.
- Income: The family income should be within the prescribed limits. The government prioritizes the economically weaker sections (EWS), low-income groups (LIG), and middle-income groups (MIG).
- Non-ownership of a House: The applicant should not own a pucca house in their name.
- Priority to Women: The house must be registered in the name of a female member of the family.
- SC/ST/OBC: Special preference is given to Scheduled Castes (SC), Scheduled Tribes (ST), and Other Backward Classes (OBC), as well as minorities and persons with disabilities.
PM Awas Yojana 2.0 Gramin Documents Required
Applicants must provide certain documents to prove their eligibility. These documents include:
- Aadhaar Card: This is required for identity verification.
- Income Certificate: Proof of family income, usually in the form of an income certificate issued by the local authorities.
- Bank Account Details: The applicant must have a bank account to receive the financial assistance.
- Ration Card: This is often required as proof of the family’s economic status.
- Proof of Residency: A document to show the applicant’s permanent residence, such as a voter ID or utility bill.
- Photographs: Passport-sized photographs of all family members.
PM Awas Yojana 2.0 Gramin Benefits
As discussed earlier, PM Awas Yojana 2.0 Gramin offers several benefits, making it a vital scheme for rural families. These include:
- Financial Support: Direct financial assistance to construct or upgrade houses.
- Enhanced Social Benefits: Inclusion in government welfare programs.
- Improved Standard of Living: Access to modern amenities and a safer environment.
- Economic Growth: Job opportunities created in the construction sector.
PM Awas Yojana 2.0 Gramin Amount
The financial assistance amount under PMAY Gramin varies depending on the region and type of house. Generally, the government provides a subsidy of Rs. 1.2 lakh to Rs. 1.3 lakh for house construction. In some areas, this amount can go up to Rs. 1.6 lakh, especially in difficult or hilly areas. The amount is given directly to the applicant’s bank account in installments.
Conclusion
PM Awas Yojana 2.0 Gramin is a monumental step towards providing every rural family with a permanent home. It not only ensures safe housing but also aims to uplift the quality of life in rural India. By simplifying the application process and increasing financial aid, the government has made it easier for rural families to own a home. The scheme is a true reflection of India’s commitment to ensuring affordable housing for all. If you are eligible, apply for the scheme and take the first step towards securing a better future for your family.